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Acerca de super.money - UPI by Flipkart
Super.money is a comprehensive financial app that brings credit cards, UPI payments, fixed deposits, and instant loans into one platform. Built by Flipkart and backed by RBI and NPCI approval, it's designed to reward you for the everyday financial activity you already do.
Earn cashback on every UPI payment you make. SuperUPI lets you transact across your favorite merchants—Flipkart, Myntra, Amazon, Swiggy, Zomato, Blinkit, Cleartrip, MakeMyTrip, BookMyShow, Ola, Uber, and Rapido—while collecting up to 5% cashback in real time. No hidden terms; the rewards hit your account instantly.
Build your financial profile with superCard, a credit card issued on the UPI network in partnership with Utkarsh Small Finance Bank. Starting at just ₹100, it's accessible to everyone regardless of credit history. Use it to boost your credit score while unlocking exclusive cardholder benefits. The app makes it simple to track spending and manage your card activity alongside your other financial tools.
Grow your savings with superFD, fixed deposits offered through trusted RBI-regulated banks. Lock in rates up to 9.5% and withdraw your funds anytime after 7 days if your circumstances change. Every deposit is insured up to 5 lakhs by DICGC, so your money stays secure. The entire process is instant—no branch visits, no paperwork.
Access instant credit through superCash, pre-approved loans from multiple lending partners at competitive rates starting from 10.49%. The app shows you available loan options based on your profile, and you can apply within minutes. Transparent terms mean no surprises when you borrow.
The app is built on partnerships with major financial institutions including Axis Bank, IndusInd Bank, and Utkarsh Bank. Every feature is designed to integrate seamlessly into daily life—whether you're shopping online, ordering food, booking travel, or managing credit. Super.money centralizes all these services so you don't need to switch between multiple apps.
Security and trust are foundational. NPCI and RBI oversight ensure your transactions and financial data meet the highest standards. Download super.money - UPI by Flipkart today and start earning rewards on payments, building credit, and growing savings—all from one app.
Pros y contras
Pros
- Earn up to 5% cashback instantly on UPI payments across major merchants
- Build credit history with superCard starting at ₹100, no prior credit required
- Fixed deposits up to 9.5% with DICGC insurance coverage up to 5 lakhs
- Pre-approved instant loans from ₹10.49% without lengthy application process
Contras
- Requires sharing financial data and bank account details for credit assessment
- Cashback rewards may encourage impulsive spending on partner merchants
- Fixed deposit early withdrawal allowed only after 7-day lock-in period
- Loan eligibility depends on app's internal credit assessment algorithm
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